Storm Damage in Savage Minnesota | Storm Damage FAQs
There are many types of insurance policies and coverage options available to homeowners, but one thing they all have in common is that they require you to be aware of what kinds of damage you can expect from a storm. This article will help you better understand the different types of storm damage and how they affect your home’s roof. We’ll also cover how to file an insurance claim after a storm hits your property and when to hire a professional contractor. Storm Damage in Savage Minnesota
What Kind of Roofing Can Be Damaged in a Storm?
Any roofing can be damaged in a storm, and it doesn’t take an act of nature to cause the damage. Here are just a few examples:
- Hail or wind can cause roof damage. High winds, heavy rain, and hail all have the potential to do serious damage to your roofing system.
- Lightning strikes have been known to cause fires that spread through attic spaces and destroy entire houses. Lightning is one of the least common causes of fire-related damages, though it’s important to keep in mind that these events are possible—especially if there are trees near your home or property that could attract lightning strikes.
- Vandalism isn’t uncommon when natural disasters strike—and it can happen whether or not a storm was involved! If vandals target your home because they know you don’t live there anymore (and therefore won’t report the crime), you may find yourself with some unwanted repairs after everything settles down again
What Causes Roof Damage During a Storm?
- Hail Damage: When thunderstorms are encountered, hail can cause significant damage to roofs. This is especially true when you live in an area where there are frequent occurrences of hail storms.
- Wind: Strong winds can also cause roof damage if they are strong enough to lift the shingles off your home’s roof and blow them away.
- Rain: Heavy rains can cause damage by leaking into your home or building up on top of it and eventually causing water damage due to rotting wood or mold growth. If you’ve had any recent rainstorms in your area, be sure to check for any signs of leaks in your ceiling or walls as soon as possible so that you can get them repaired before they cause serious structural issues with your home’s foundation!
Can I Climb on the Roof to Check for Damage?
It’s not safe to climb on your roof after a storm. You can fall and hurt yourself, or worse—you can fall and hurt others below you. You might also damage your roof further if you’re not careful. A good rule of thumb is that if you are in any doubt about whether or not it’s safe to go up on the roof after a storm, don’t do it! If there is debris or water in places where people walk around on their roofs regularly, getting injured is more likely than ever before. You should hire a contractor for roof repairs to ensure safety.
Does Insurance Cover Roof Damage After a Storm?
If you have insurance, it’s important to know whether your company will pay to repair the damage. Insurers may not cover damage from wind or hail, and they often do not cover damage caused by trees falling on the roof.
If your insurance covers roof repairs after a storm, you need to document what happened. The best way for an insurance company to figure out if you are entitled to coverage is through photos and receipts for repairs.
What is Considered “Roof Hail Damage”?
Roof hail damage is the most common type of storm damage. Roof hail can be as small as a pebble and as large as a softball. Hail can also cause damage to siding, windows, and gutters; all of which are susceptible to this type of weather event.
The most common sign that you have experienced roof hail damage is water leaking into your home. Your insurance company will inspect your property when they come out to assess damages from other types of storms such as high winds or tornadoes and determine whether or not there was any sort of additional impact from hailstones.
Should I Repair or Replace My Roof?
In most cases, repairing a damaged roof is cheaper than replacing it. However, if you have an old or poorly maintained roof then replacing it may be the cheaper option. A simple patch job can fix small dents and holes in your roofing material, but large tears or areas where shingles are missing will require more work to make them secure again. The likelihood of damage depends on what type of roofing material you have and how exposed it is to wind and weather conditions.
If hail has caused extensive damage to your home’s exterior surface area, this might be an indication that your roof needs replacement rather than repair.
Storm Damage in Savage Minnesota
There are many questions to consider when dealing with storm damage on your roof. It is important to know your options and seek professional help if needed. Contact us at Capstone Bros. Contracting in Savage, Minnesota today for more information.